Our Approach

When it comes to creating your financial plan, we take the big-picture approach. That’s what separates us from those who focus only on one or few aspects of your finances. We also take a team approach which includes you. This requires time and effort on both sides working together in an open, honest and professional manner.

6 Reasons Why Clients Choose Us

1. Explanation of financial planning and planning process and introduction of services. Clarification of our responsibilities to you as your planner as well as your responsibilities as a client.

2. Interview process to understand your values, preferences, financial outlook and desired results as they relate to your personal and financial goals, needs and priorities. Collection of all the necessary documents, information about your financial resources and obligations.

3. Analysis and assessment to uncover problem areas and opportunities with your cash flow, insurance coverage, investments, taxation, retirement planning and any other special needs.

4. Completion and presentation of financial plan specific to you. Your goals and objectives, values, and risk tolerance are clarified, projections and recommendations are provided. We establish an appropriate review cycle.

5. Recommendations are put into action. If required, may involve coordinating contacts with other professionals such as accountants, bankers and lawyers.

6. Ongoing review on progress of the plan and make adjustments to the recommendations as required based on changes to life circumstances such as birth, illness, marriage, retirement, as well evaluation of the impact of, if any, changing tax laws and economic circumstances.